Last Updated July 17, 2018

This privacy statement applies to the website of:


PHYSICAL ADDRESS:  International Marine Underwriters  | One Sansome Street, Suite 1550, San Francisco, CA 94104

We respect your privacy. The Board of Marine Underwriters of San Francisco (BMUSF) will safeguard the confidentiality and security of the information we obtain from you.  This is why we have taken the time to disclose our information collection practices and our privacy policy. Please take the time to review this document.  This Privacy Policy covers the personally identifiable information that we gather when you are accessing or using our Website.

What Type of Information is Collected

Information you voluntarily provide

BMUSF may request and/or collect information from you on a voluntary basis when you register for an event. The requested information may include personal information such as name, e-mail address, telephone number, home address and business address.  Billing information including credit card number, credit card billing address, and expiration date are collected to process payment for event registrations.  Credit card numbers are entered on a server secured using SSL encryption.  

Information Collected Automatically

Whenever you interact with our website, we automatically receive and record information from your browser including your IP address, "cookie" information, and the page you requested.  

What Are Cookies?

Cookies are files transferred to your computer or mobile device that allow your browser or mobile device to be recognized.

What Functions Do They Perform?

  • Store information required for authentication functions. 
  • Store website analytics data that help determine web site usage. The data is collected in aggregate form and cannot be used to personally identify a user. 
  • Third Party Services accessed while using this site may use cookies to help you sign into their services from our site. Any such third party cookie usage is governed by the policy of the third party placing the cookie.

How Can I Limit Or Disable Cookies?

You may be able to change the preferences on your browser or mobile device to prevent or limit your computer or device’s acceptance of cookies, but this may prevent you from using our site most efficiently and getting the best experience. Follow the instructions on your browser’s help page or their website to limit or disable cookies.

The main purposes of collecting this information are:

  1. For processing registrations and collecting fees for the BMUSF Biennial Seminar and Golf Tournament. 
  2. To inform you about important information regarding BMUSF, and the events it sponsors which we believe may be of interest to you.   
  3. The information collected automatically by the browser including cookies will help make successive visits to previously browsed pages easier.
  4. Web site usage data helps improve how the site works.


We currently don’t respond to  “Do Not Track” browser setting from browsers visiting this web site.

Who has access to the information we collect?

In addition to BMUSF, our third-party service providers also have access to the information that we collect, but this access is limited. BMUSF employs third-party service providers to perform functions on our behalf, including credit card payment processors and online form processors. These service providers have access to your personal information as needed to process credit card payments and store information entered on a web site form into a database for use by BMUSF.  These third-party service providers may not use your personal information for any other purposes, including marketing.  Information is shared with our partners who share our privacy policy. In addition, before BMUSF engages any third-party service provider, BMUSF confirms that the provider has a reasonable privacy policy in place to protect your information.

How long is information kept?

BMUSF only collects, retains and uses personal information where we believe it is essential to host events, and promote the mission of our organization and the interests of those who have attended our events. We will take appropriate reasonable steps to ensure the security and integrity and timely and proper disposal of any personal information collected until it is discarded when no longer needed.

security of credit card information

Collection of Information

BMUSF will collect and use information obtained from credit card transactions only for business purposes. The main purpose is for collecting registration and golf fees for its biennial seminar and golf tournament. 

Protecting Your Credit Card Information

The credit card information provided by you to BMUSF will be stored in a confidential manner. Our board may access such information only when there is an appropriate business reason to do so, such as when a refund must be issued back to the credit card. We maintain physical, electronic and procedural safeguards to protect your information, and our board members are required to follow these privacy standards. 

Disclosure of Your Information 

BMUSF does not disclose any nonpublic information (such as credit card number and their expiration dates) about our customers or former customers to anyone, except as required by law. We disclose information only when it is necessary for the conduct of College, State or Federal government business, or under circumstances where disclosure is required by law. Information may also be disclosed for audit purposes, to regulatory agencies or for other general administrative services. We do not disclose information about you to other entities who may want to sell their products to you.

Transaction Security 

The BMUSF website uses Authorize.Net to ensure transaction security.  The BMUSF website does not collect, transmit, or store sensitive cardholder information to process transactions.  Customer payment information is collected on a secure, form hosted on the servers.   Authorize.Net handles all the steps in the secure transaction process.

How users review and change/edit/update information collected by bmusf

If you believe that our website has collected incorrect information or if you would like to dispute any information, please contact us by emailing

You may have the right to access, update, change or delete personal information by emailing and and requesting a change.  BMUSF will take reasonable efforts to implement any changes requested.

You can also elect not to receive marketing communications by following the unsubscribe instruction in such communications.

Changes to the policy

BMUSF may revise this policy.  BMUSF will provide you with notice of any change to this policy by posting a notice on the website.